Executive Team


Rocco Fabiano
Rocco Fabiano President & Chief Executive Officer

With 35 years in consumer finance and banking, Rocco Fabiano has a rare combination of expertise leading both large, global enterprises and nimble start-ups. After serving as President of Retail Solutions at Qualcomm (2010-2014), Rocco guided the carve-out of Gimbal Solutions, then served as its President, CEO and Chairman. Prior to Qualcomm, Rocco was Founder and CEO of ACC LLC (later sold to CompuCredit) and was Founder, CEO and Chairman of ACC Consumer Finance, where he oversaw its IPO and later acquisition by Household International (now HSBC North America). Rocco was then named Group Executive of Household International/HSBC where he oversaw four subsidiaries accounting for $35 billion in assets. Prior to this, Rocco served as Founder and President of Consumer Portfolio Services and was Chairman of Far Western Bank.

Named by Ernst & Young/NASDAQ as Entrepreneur of the Year, Rocco has been a financial services advisor to many of the nation’s largest private equity firms. He holds a Finance MBA from Cornell University, a Master of Science in Protein Chemistry and a Bachelor of Science in Genetics from Colorado State University.

Steve Tich
Steve Tich Chief Operating Officer

Stephen Tich is an experienced executive leader with a deep financial background in mortgages, insurance, payments, and specialty finance. He possesses a keen ability to translate strategy into operational design, and expertise in building thriving, diverse teams to grow business, simplify operations and improve the customer journey.

Before joining Ygrene, Stephen served as COO, Global Insurance at Hong Kong-based HSBC, leading insurance operations and IT across fifteen countries in Asia, LatAm, and Europe. His HSBC tenure totaled 15 years of progressive senior-level operating roles with P&L accountability, achieving $12B in mortgage originations and over $2B in added insurance revenue. Stephen holds a B.A. in Statistics from the University of Minnesota and an M.B.A. from Georgetown University.

Tim Condon
Tim Condon Chief Financial Officer

An accomplished business executive and entrepreneur, Tim Condon has more than 30 years of consumer finance experience in both multinational companies and innovative start-ups. Tim also brings a deep understanding of the capital markets, having overseen more than $20 billion in asset-backed securities issuance.

Most recently, Tim was co-founder and CFO of Pacific Point Services and prior to that founded LEAP Financial, an auto loan industry start-up. Tim began his career at Price Waterhouse Coopers and later held a variety of financial management roles at Bally Corporation and Marriott Corporation before joining HSBC North America. Throughout his 14 years at HSBC North America, Tim spent seven years as CFO for HSBC Auto Finance where he oversaw several areas of the business including credit risk, data management and a direct-to-consumer lending channel.

Tim earned his MBA at DePaul University, a B.S. in Accounting from the University of Illinois and is a past member of the American Financial Services Association Advisory Board.

Vishal Gupta
Vishal Gupta Chief Information Officer

Vishal Gupta is responsible for leading Ygrene’s Technology, Business Intelligence and PMO organizations. Vishal brings over 23 years of experience creating and managing global engineering teams in the United States, Asia, and Europe. Prior to joining Ygrene, he served as the Head of Engineering for MSCI’s analytics platform, a leader in financial technology and analytics for top-tier Investment Banks and Hedge Funds. In his role, Vishal directed the development of a highly-scalable, industry-leading fintech platform to combine multiple product lines. As a Vice President with Morgan Stanley, he led the development of innovative products for financial Risk and Performance management. Vishal holds a degree in Computer Science from the Institute of Management & Technology, GZB.

Peter Orrell
Peter Orrell Executive Vice President Marketing and Business Development

Peter Orrell brings more than 25 years of leadership experience to his role as Executive Vice President Marketing and Business Development. Prior to joining Ygrene, Peter held various executive positions with American Express Company and led the growth of several of the Fortune 50’s top divisions in Canada, Europe and the US.  He subsequently held a number of global roles including General Manager of the Global Client Group and Senior Vice President of Global Strategy.  In his role as President and CEO of Junior Sports Corporation, Peter led the expansion of the company into six core markets in Asia and numerous secondary markets globally, culminating in a successful sale of the company to a strategic acquirer. Peter holds an Honors Degree in Marketing from McGill University.

Mike Lemyre
Mike Lemyre Senior Vice President, Government Affairs

Mike Lemyre leads Ygrene’s market development and government affairs efforts, bringing to his role more than 20 years of market development, sales, operations and compliance experience for both start-up companies and large organizations. For the past 6 years, Mike has focused primarily on the development and management of legislative and regulatory affairs within the PACE industry.
Mike began his career at McKinsey & Company and held senior positions at both Chartis (formerly AIG) and Arch Insurance Group, where he directed and implemented large scale projects, programs and operational improvements. Mike holds a Bachelor of Science in Business Administration, with a concentration in Finance from Pace University.

David Kelly
David Kelly Senior Vice President Sales, National Sales Director

David Kelly joined Ygrene in 2014 bringing over 20 years of financial and real estate expertise. Since joining, he has built out Ygrene’s sales team in California and Florida as well as other new markets. Prior to joining, David spearheaded regional sales for CIT, a financial holding company with more than $50 billion in assets. He has also been nationally recognized as one of the top mortgage bankers in the U.S. In a prior role, he founded a highly successful residential real estate company which was ranked in the top 1% by the National Association of Realtors. David has been effective in driving Ygrene’s sales strategy, delivering impressive growth since his arrival. David studied Industrial Psychology at California State University, East Bay.

Sven Kaludzinski
Sven Kaludzinski General Counsel

Before becoming an attorney, Sven worked on Wall Street for two major European banks in their risk management divisions. He started his legal career as a project finance attorney in the Los Angeles offices of Milbank, Tweed, Hadley & McCloy representing lenders, tax equity investors, as well as developers for large scale renewables projects. Subsequently, he assembled and managed a global legal team for the residential business unit of a large solar developer. He holds a B.A. in Economics and International Affairs from Tufts University, an M.A. from Columbia University’s School of International and Public Affairs, and a J.D. from USC’s Gould School of Law.

Sasha King
Sasha King Vice President of Talent

Sasha King brings over 20 years of experience in Human Resources leadership and is responsible for building a one-of-a-kind culture and unique value proposition for Ygrene team members.

Prior to joining Ygrene, Sasha worked in various fields including telecommunications, medical devices, and insurance, and has led HR Operations across the globe. Sasha was a key HR leader and business partner at Calix, Tellabs, AFC, Fireman’s Fund and Medtronic AVE. Sasha is SHRM certified with SPHR and SHRM-SCP, and holds a Bachelor’s of Science in Human Resource Management.

Sasha’s passion for making a difference in people’s lives transcends across the organization, ensuring employees continue to be Ygrene’s #1 priority. Her exceptional expertise in scaling organizations using best-in-class methodologies, will continue to support Ygrene’s rapid growth trajectory.